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The Insurance GAP


Insurance The Facts



In the event of a total loss write-off, your comprehensive motor insurance will normally only pay-out an amount well below your motorcycle’s current market value and, in many cases, less than the balance outstanding on your finance agreement.

Insurance The GAP



There where around 1.3 million motorcycles registered in the UK in 2020.
There are close to 40,000 motorcycle thefts a year in England and Wales.

Source Data
statista.com (https://www.statista.com/topics/5221/motorcycle-industry-in-the-united-kingdom/)
nimblefins.co.uk (https://www.nimblefins.co.uk/motorcycle-theft-statistics)

The Solution - GAP Plus insurance

AMS Asste Secure GAP Plus

Dual Protection Cover

In the event of a write-off as a result of theft and/or accident AMS GAP Plus will pay the difference between A your motor insurance settlement and the original invoiced cost of your motorcycle, before deposit/part exchange, or your B outstanding finance, whichever is the greater, e.g.


RTI- Return to Invoice GAP

Original Invoice Cost - £10,000
Write-off Insurance Settlement - £6,000
Your AMS GAP Plus Payment - £4,000


Finance Shortfall GAP

Finance Settlement - £11,000
Write-off Insurance Settlement - £6,000
Your AMS GAP Plus Payment - £5,000

Please note that the information given here is only a brief description of the cover provided. for details of the policy terms and conditions, please ask for an Insurance Product Information Document (IPID) relating to this policy.
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